没钱还贷款该怎么办

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select * from tbl_Articles WHERE ArticleID=396437 LIMIT 0,1
select * from tbl_Articles_data WHERE ArticleID=396437 LIMIT 0,1
select * from tbl_Articles_sphinx where id=396437 LIMIT 0,1
SELECT ArticleID,Title FROM tbl_Articles WHERE ArticleID IN(3300971,1167397,3870961,89167,3481869,3296251,3488744,1192323,3346844,641655,3487349,1828806,2278888,2411804,416369,412512,784167,547505,1199705,3494623,2835969,1534553,3521380,3240603,2318257,3409259,1496464,1155229,1125855,2464448) ORDER BY field (ArticleID,3300971,1167397,3870961,89167,3481869,3296251,3488744,1192323,3346844,641655,3487349,1828806,2278888,2411804,416369,412512,784167,547505,1199705,3494623,2835969,1534553,3521380,3240603,2318257,3409259,1496464,1155229,1125855,2464448)