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华夏医保通旗舰版住院就报吗

更新时间: 2020-11-10 00:00:00     

华夏医保通旗舰版并不是住院就能报销,因为该保险有一定的免赔额度,经过社保的年免赔额度为1万元,未经过社保的年免赔额度为2万元,若是住院费用在免赔额度内,保险公司则不予报销,超过的部分则需承担报销责任。

另外,华夏医保通旗舰版的疾病等待期为30天,若是在等待期内因疾病住院,保险公司也不会承担理赔责任。

关键词: 华夏 旗舰 住院

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